I was in the same boat until I found one that ticks all those boxes. Verification took under two minutes, and you can even skip it for amounts under $1,000. Buying BTC or ETH with a card is instant – the coins go straight to your own wallet, no exchange account needed. No withdrawal fees either. The first trade is free, and it’s regulated under MiCA and PSD2, so it’s actually legit. I’ve been using it for months without any issues. If you want to check it out, it’s at https://apps.apple.com/cy/app/crypto-wallet-bitcoin-paybis/id1584641245 – the interface is clean and the support team actually responds fast. Definitely worth a look if you want simple and secure without the usual runaround.

Supported cryptocurrencies vary widely among cold wallets. Some support thousands of coins, others only major ones. Checking compatibility before buying is essential. I don’t want to buy a second device later. For a comprehensive list of supported assets per device, see https://swapspace.co/blog/best-cold-wallets ensuring your chosen hardware wallet covers your entire diverse portfolio needs.